Plan Today for Their Tomorrow
College Funding & 529 Planning in Columbia, SC
We help families create smart, tax-advantaged strategies to pay for college — without compromising their retirement or long-term goals.
You don’t have to choose between a solid retirement
and a great education
for your child or grandchild.
What’s the best way to save for college?
For most families, a 529 college savings plan is the most efficient option. It offers tax-deferred growth and tax-free withdrawals for qualified education expenses — plus potential state tax deductions depending on your residency.
Should I use my retirement accounts to pay for college?
We generally recommend against it. Your retirement needs to be protected first. We’ll help you find education funding strategies that don’t jeopardize your future financial security.
Can I use leftover 529 money for something else?
New laws allow for some 529-to-Roth IRA rollovers if conditions are met. We’ll help you understand your options if a student gets a scholarship or doesn’t use all the funds.